Insurancebasics Hub (“we,” “us,” or “our”) operates this website to provide educational information about insurance for U.S. consumers. This Privacy Policy explains what information we collect when you visit this website, how we use it, and the choices available to you. By using this website, you agree to the practices described in this policy.
1. Information We Collect
We collect limited information through the following means.
Information you provide directly. If you contact us through our Contact page or by email, we collect the information you choose to share, such as your name, email address, and the content of your message.
Information collected automatically. When you visit this website, certain information is automatically collected through cookies and similar technologies, including your approximate geographic location, browser type and version, device type, operating system, referring website, pages visited, and time spent on the site. This information is generally collected through analytics tools such as Google Analytics.
Information collected by advertising partners. This website displays advertisements served by third party advertising companies, including Google. These companies may collect information about your visits to this and other websites through cookies and similar technologies in order to serve advertisements based on your interests.
2. How We Use Information
We use the information described above to respond to messages and inquiries sent through our Contact page, understand how visitors use this website so we can improve our content and site experience, maintain the security and proper functioning of the website, and display relevant advertising through our third party advertising partners.
We do not sell personal information to third parties.
3. Cookies
This website uses cookies and similar tracking technologies. For a full explanation of the types of cookies used on this website and how to manage them, please see our Cookie Policy.
4. Google AdSense and Advertising
This website is monetized in part through Google AdSense. Google, as a third party vendor, uses cookies to serve ads on this website. Google’s use of advertising cookies, including the DoubleClick cookie, enables it and its partners to serve ads to visitors based on their visit to this website and other websites on the internet.
You may opt out of the use of the DoubleClick cookie for interest based advertising by visiting Google’s Ads Settings at adssettings.google.com. You may also opt out of a third party vendor’s use of cookies for interest based advertising by visiting aboutads.info, operated by the Digital Advertising Alliance.
Third party advertising partners may also use their own cookies, tags, or similar technologies to collect information about your activity on this website and other websites, and their use of that information is governed by their own privacy policies. We encourage you to review Google’s Privacy and Terms page for additional information.
5. Third Party Analytics
We may use third party analytics services, such as Google Analytics, to help us understand website traffic and usage patterns. These services collect information such as how often visitors use the website, what pages they visit, and what other websites they used prior to visiting this one. We use the information we get from analytics services only to improve this website. These analytics providers collect information disclosed under their own privacy policies.
6. Your Privacy Choices
Most web browsers allow you to control cookies through browser settings, including blocking or deleting cookies. Disabling cookies may affect the functionality of certain features on this website.
If you are located in the European Economic Area, you may have rights under the General Data Protection Regulation, including the right to access, correct, delete, or restrict the processing of your personal information, and the right to data portability. To exercise these rights, contact us using the information below.
If you are a California resident, you may have rights under the California Consumer Privacy Act, including the right to know what personal information is collected about you, the right to request deletion of your personal information, and the right to opt out of the sale of personal information. We do not sell personal information as defined under the CCPA. To exercise these rights, contact us using the information below.
7. Data Retention
We retain information collected through this website only for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law.
8. Children’s Privacy
This website is intended for a general adult audience and is not directed at children under the age of thirteen. We do not knowingly collect personal information from children under thirteen. If we become aware that we have collected personal information from a child under thirteen, we will take steps to delete that information.
9. Data Security
We take reasonable measures to help protect information collected through this website from loss, misuse, and unauthorized access. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
10. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.
11. Contact Us
If you have questions about this Privacy Policy or how your information is handled, contact us at helloinsureinfohub@gmail.com.