Foundeder & Insurance Expert 12+ years of experience
Michael Bennett's background in the insurance field spans several major lines of coverage, which shaped the decision to organize Insurancebasics Hub around the categories consumers most often need to understand: auto, homeowners, life, health, renters, and business insurance. Rather than covering every niche insurance product, the site focuses on these core categories in depth, since they represent the policies most individuals, families, and property owners are likely to encounter.
Insurance claims can become complicated when coverage is disputed, documentation is requested, a claim is delayed, or a claim is denied. We provide educational resources explaining the general insurance claim process, claim documentation, investigations, settlements, denied claims, appeals, and coverage disputes.
Insurance disputes can involve policy language, coverage decisions, claim handling, state regulations, and legal rights. Our legal and insurance resources explain general concepts involving insurance lawyers, insurance attorneys, coverage disputes, denied claims, bad faith insurance claims, and insurance company lawsuits. These resources are educational and are not a substitute for advice from a qualified attorney.
Insurance requirements and regulations can vary significantly between states. We publish state-specific insurance guides covering topics such as required coverage, insurance regulations, consumer protections, claims procedures, and state insurance resources. Readers should always verify current requirements with the appropriate state insurance department and their actual insurance policy.
Our content is written for everyday consumers, not insurance professionals, so we avoid unnecessary jargon and explain technical terms in context. Because insurance rules and regulations change, we encourage readers to verify important details with their state insurance department, insurer, or a licensed professional, and we review and update our content when information changes. Our goal is to help readers understand insurance concepts while encouraging them to review their individual circumstances and policy documents.
